I love to discuss and comment on everything – including religion and politics. That means I end up talking to myself a lot. Today I thought I would post three graphs with no comment. They reflect three snapshots of the dynamics impacting our economy. You can draw your own conclusions. Okay – I’ll offer three very quick, terse comments at the end of the graphs!

The three takeaways for me are:

• Education still pays.

• Even governments need to spend less than they bring in.

• Be careful about making promises you can’t keep – at some point you have to pay up.